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Wire · regulatory

UPI MDR Charges: Banks To Monitor Merchants, Customers Won't Pay Extra

24 September 2026 · By · Wire by Fusion42

Published

24 September 2026

Topic

regulatory

◆ Sectors

Fintech

◆ Geography

India

◆ Source

Read at republicworld.com →

◆ Verified

Fusion42 · 24 September 2026 · Fusion42 review

The Indian Finance Ministry and Indian Banks' Association will ensure merchants bear MDR charges on UPI transactions above Rs 2,000 without passing costs to consumers; awareness campaigns and GST Council consultations are planned.

This Wire brief sits within Fusion42's coverage of Fintech, and 45 sources have reported it between 19 Jul 2026 and 5 Oct 2026.

◆ ◆ The Wire takeaway

You face a clearer regulatory limit on passing UPI MDR fees to customers. Banks enforcing this protects your user experience and keeps your merchant clients compliant.

◆ Coverage

45 sources · first reported 19 Jul 2026 · latest 5 Oct 2026

◆ Related on Wire

◆ Topics

Fintechupimdr-chargesbank-regulationconsumer-protectiondigital-payments