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Wire · operational-macro

UPI to remain free for consumers, small merchants unaffected by MDR debate

7 August 2026 · By · Wire by Fusion42

Published

7 August 2026

Topic

operational-macro

◆ Sectors

Fintech

◆ Geography

India

◆ Source

Read at thestatesman.com →

◆ Verified

Fusion42 · 7 August 2026 · Fusion42 review

UPI payments in India will remain free for consumers and small merchants will not be impacted by the MDR (Merchant Discount Rate) debate, according to the Payments Council of India.

This Wire brief sits within Fusion42's coverage of Fintech, and 45 sources have reported it between 19 Jul 2026 and 5 Oct 2026.

◆ ◆ The Wire takeaway

You can expand payment acceptance without fearing new fees on UPI transactions for consumers or small merchants. This decision removes a major barrier for your fintech or payments startup targeting mass adoption in India.

◆ Coverage

45 sources · first reported 19 Jul 2026 · latest 5 Oct 2026

◆ Related on Wire

◆ Topics

Fintechupipaymentsfintech-regulationmdrindia