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Wire · operational-macro

Merchant Charges On Digital Payments May Be Back As Centre Set To Amend Zero-MDR Policy

4 August 2026 · By · Wire by Fusion42

Published

4 August 2026

Topic

operational-macro

◆ Sectors

Fintech

◆ Geography

India

◆ Source

Read at ndtvprofit.com →

◆ Verified

Fusion42 · 4 August 2026 · Fusion42 review

The Indian government plans to amend its zero-MDR policy by replacing the existing framework with a notification-based system, allowing merchant discount rates (MDR) to be applied again on certain digital payment modes like UPI and RuPay debit card transactions.

This Wire brief sits within Fusion42's coverage of Fintech, and 40 sources have reported it between 19 Jul 2026 and 22 Aug 2026.

◆ ◆ The Wire takeaway

The return of merchant discount rates changes the economics of digital payment acceptance. You in fintech should prepare for shifts in merchant pricing and rethink your go-to-market approach.

◆ Coverage

40 sources · first reported 19 Jul 2026 · latest 22 Aug 2026

◆ Related on Wire

◆ Topics

Fintechzero-mdrdigital-paymentsupimerchantsregulationindia