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Wire · operational-macro

UPI MDR rollout delayed? 0.4% fee on payments above ₹2000 may start in January 2027

8 October 2026 · By · Wire by Fusion42

Published

8 October 2026

Topic

operational-macro

◆ Sectors

Fintech

◆ Geography

India

◆ Source

Read at livemint.com →

◆ Verified

Fusion42 · 10 October 2026 · Fusion42 review

India is considering delaying the implementation of the proposed 0.4% merchant discount rate (MDR) fee on UPI transactions above ₹2,000 from October 2026 to January 2027, to allow payment firms and merchants more preparation time and to avoid disruption during the festive season.

This Wire brief sits within Fusion42's coverage of Fintech, and 45 sources have reported it between 19 Jul 2026 and 8 Oct 2026.

◆ ◆ The Wire takeaway

Your payment tech currently avoids added charges but new fees are coming, now nudged to January. Shift your pricing and merchant partnerships plans to manage fee exposure through next year's big retail season.

◆ Coverage

45 sources · first reported 19 Jul 2026 · latest 8 Oct 2026

◆ Related on Wire

◆ Topics

Fintechupimerchant-discount-ratepayment-feeregulatory-delaydigital-payments