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EBA Suggests Bringing Crypto Lending Under MiCA Regulation

Published

24 September 2026

Topic

regulatory

◆ Sectors

Fintech

◆ Geography

Europe

◆ Source

Read at binance.com →

◆ Verified

Fusion42 · 24 September 2026 · Fusion42 review

The European Banking Authority (EBA) recommends including crypto asset lending within the EU's MiCA regulatory framework, proposing new compliance and supervisory requirements especially for intermediaries and DeFi access services.

This Wire brief sits within Fusion42's coverage of Fintech, and 3 sources have reported it between 24 Sep 2026 and 2 Oct 2026.

◆ ◆ The Wire takeaway

You must prepare for tighter EU rules on crypto lending including user tests and disclosure if you operate or depend on these services. This is your moment to adapt compliance to avoid falling behind as regulators formalise DeFi access controls.

◆ Coverage

3 sources · first reported 24 Sep 2026 · latest 2 Oct 2026

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◆ Topics

Fintechcryptomicaregulationdefieuropean-unionebarecommendations