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EU MiCA Regulation: EBA Calls for Stablecoin and Crypto Lending Rules

Published

26 September 2026

Topic

regulatory

◆ Sectors

Fintech

◆ Geography

Europe

◆ Source

Read at coingabbar.com →

◆ Verified

Fusion42 · 27 September 2026 · Fusion42 review

The European Banking Authority (EBA) has urged the European Commission to enhance regulation of third-country multi-issuer stablecoin schemes, clarify crypto-asset classification under MiCA, and bring crypto lending and some DeFi services under regulatory scope to improve oversight and consumer protection.

This Wire brief sits within Fusion42's coverage of Fintech, and 3 sources have reported it between 24 Sep 2026 and 2 Oct 2026.

◆ ◆ The Wire takeaway

You face a potential tightening of rules on cross-border stablecoins and crypto lending linked to DeFi, creating new compliance demands and market entry barriers this year. Adjust your product plans and market strategies now to align with evolving EU crypto regulations.

◆ Coverage

3 sources · first reported 24 Sep 2026 · latest 2 Oct 2026

◆ Related on Wire

◆ Topics

Fintechstablecoinscrypto-lendingdefimicaebacrypto-regulation