Wire · regulatory
EU could tighten access to DeFi lending as EBA pushes new MiCA rules
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Fusion42 · 24 September 2026 · Fusion42 review
The European Banking Authority has proposed that crypto borrowing and lending services, including access to decentralized finance (DeFi) lending protocols, be brought under the EU's Markets in Crypto Assets (MiCA) regulation. Proposed measures include user suitability tests, leverage limits, additional disclosures, stablecoin lending restrictions, and potential certification requirements for DeFi protocols as part of the ongoing MiCA review.
This Wire brief sits within Fusion42's coverage of Fintech.
◆ ◆ The Wire takeaway
You should expect stricter rules on DeFi lending access in the EU, including approval steps and limits that will reshape how you reach customers through crypto platforms. New regulations will force you to review your lending products and partnerships to maintain market access.
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1 source · 24 Sep 2026
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