Wire · regulatory
EBA pushes for MiCA expansion as EU targets crypto lending risks
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Fusion42 · 2 October 2026 · Fusion42 review
The European Banking Authority (EBA) advocates for expanding the EU's MiCA regulation to include crypto lending and DeFi access, emphasizing customer protection and tighter supervision. The EBA's proposals stress regulated oversight of decentralized lending protocols and suggest revising stablecoin reserve requirements amidst broader calls for clearer crypto-asset classification across the EU.
This Wire brief sits within Fusion42's coverage of Fintech, and 3 sources have reported it between 24 Sep 2026 and 2 Oct 2026.
◆ ◆ The Wire takeaway
You now face an expanding regulatory field as the EU moves to bring crypto lending and DeFi platforms under MiCA’s control with stricter oversight. Plan immediate compliance updates or adapt your platform to new certification standards or risk losing market access in the EU.
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3 sources · first reported 24 Sep 2026 · latest 2 Oct 2026
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