Internet-free UPI payments coming to India: How will it work, transaction limits and ...

India's NPCI is developing offline UPI payments via NFC-enabled PoS terminals, allowing transactions without internet by pre-loading balances into UPI Lite wallets. The system would certify conventional card terminals to accept offline payments, marking a shift from existing NFC sticker and QR-code solutions, though transaction limits and regulatory framework remain undefined.

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