Wire · technology
NPCI developing offline UPI feature for payments without internet
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Fusion42 · 22 July 2026 · Fusion42 review
India's National Payments Corporation is developing an offline UPI feature using NFC technology, allowing transactions up to Rs 2,000 without internet connectivity by end-2026. PoS providers must obtain NPCI certification to accept offline payments.
This Wire brief sits within Fusion42's coverage of Fintech, and 16 sources have reported it between 21 Jul 2026 and 23 Jul 2026.
◆ ◆ The Wire takeaway
If you build payment hardware or software for India's PoS market, you now have a hard deadline and a certification gate. NPCI certification becomes mandatory by end-2026 to accept offline UPI—that's your moat and your bottleneck.
◆ Coverage
16 sources · first reported 21 Jul 2026 · latest 23 Jul 2026
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