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Stablecoins: FCA publishes policy statement with final rules for non-systemic UK-issued ...

Published

15 July 2026

Topic

opportunities

Sectors

Fintech

Geography

United Kingdom

Source

Read at jdsupra.com

Verified

Fusion42 · 15 July 2026 · Fusion42 review

The FCA has finalised rules for non-systemic UK-issued stablecoins, covering issuance, backing assets, redemption, and safeguarding. Key changes include simplified backing asset composition requirements, daily reconciliation mandates, allowance for limited intragroup custodians, and a 5% excess tolerance in backing pools to reduce operational friction.

This Wire brief sits within Fusion42's coverage of Fintech.

◆ The Wire takeaway

If you're building a UK stablecoin, the FCA just lowered the operational cost of staying compliant: you can now hold up to 5% excess in backing pools without constant rebalancing, use internal custodians instead of always needing external ones, and skip the reconciliation forecast guessing game. That runway buys you time to scale before the systemic regime kicks in.

Coverage

1 source · 15 Jul 2026

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Topics

Fintechstablecoinsfca-regulationbacking-assetsuk-cryptocompliance