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UK-US Joint Statement on Stablecoins

The UK and US governments have jointly affirmed a regulatory framework for stablecoins designed to enable cross-border payments, capital markets settlement, and financial innovation whilst maintaining financial stability and consumer protection. The statement commits both jurisdictions to harmonised prudential standards, fair access to banking services, and timely redemption guarantees, whilst avoiding fragmentation and excessive reserve requirements that would impede competition.

This Wire brief sits within Fusion42's coverage of Fintech. Wire is Fusion42's founder-focused intelligence feed: each story is connected to the funds and startups it names — every one with a live profile on Raise or Scout — so founders can follow the capital and the momentum behind the headline rather than just the headline itself. Wire analysis is one of the live surfaces Arthur, Fusion42's AI co-founder, reasons over.

The Wire takeaway

If you're building stablecoin payments or settlement infrastructure, two of the world's largest capital markets just jointly committed to not hobble you with fragmented rules or punitive reserve requirements. You now have a clear pathway to operate across the Atlantic without choosing sides.

Read the full story at gov.uk

Topics: Fintech · stablecoins · uk-us-alignment · regulatory-framework · cross-border-payments · digital-assets

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Verified 15 July 2026 · Sources: Fusion42 review

UK-US Joint Statement on Stablecoins | Fusion42