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UK and US Agreed on a Joint Approach to Stablecoin Regulation

Published

15 July 2026

Topic

regulatory

Sectors

Fintech

Geography

United Kingdom

Source

Read at incrypted.com

Verified

Fusion42 · 15 July 2026 · Fusion42 review

The UK and US governments published a joint statement aligning stablecoin regulation, backing the use of stablecoins in cross-border payments and settlement, and requiring full 1:1 backing with liquid assets. Both countries committed to coordinated requirements on reserves, liquidity, and supervision whilst enabling cross-border issuer market access.

This Wire brief sits within Fusion42's coverage of Fintech.

◆ The Wire takeaway

If you issue stablecoins, you now have a regulatory green light in two major markets — but only if you hold 1:1 reserves and can prove it. This joint framework removes the ambiguity; the move to mutual market access means a UK-regulated issuer can now legally operate in the US without waiting for state-by-state approval.

Coverage

1 source · 15 Jul 2026

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Topics

Fintechstablecoin-regulationcross-border-paymentsuk-us-alignmentreserve-requirementsdigital-assets