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UPI Without Internet: PhonePe Launches '123Pay' For Feature Phone Users

Published

31 August 2026

Topic

technology

Sectors

Fintech

Geography

India

Source

Read at ndtvprofit.com

Verified

Fusion42 · 31 August 2026 · Fusion42 review

PhonePe launched 'UPI 123Pay', enabling over 200 million feature phone users in India to make UPI payments without internet or smartphones, using an SMS-based system that works on limited 2G connectivity. It comes pre-installed on select Nokia, HMD, Lava International, and Itel feature phones.

This Wire brief sits within Fusion42's coverage of Fintech, and 4 sources have reported it.

◆ The Wire takeaway

PhonePe's move opens a new digital payments route beyond smartphones, putting pressure on fintech founders to build solutions inclusive of feature phone users and low-internet regions.

Coverage

4 sources · 31 Aug 2026

Related on Wire

Topics

Fintechupifeature-phonesdigital-paymentsinclusionsms-payments