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Wire · technology

PhonePe brings UPI to feature phones: How users can make payments without internet

31 August 2026 · By · Wire by Fusion42

Published

31 August 2026

Topic

technology

◆ Sectors

Fintech

◆ Geography

India

◆ Source

Read at cnbctv18.com →

◆ Verified

Fusion42 · 1 September 2026 · Fusion42 review

PhonePe launched UPI 123Pay, enabling feature phone users in India to make UPI payments without internet via SMS, supporting P2P and merchant payments with plans to add bill payments and Aadhaar onboarding.

This Wire brief sits within Fusion42's coverage of Fintech, and 20 sources have reported it between 31 Aug 2026 and 13 Sep 2026.

◆ ◆ The Wire takeaway

PhonePe’s SMS-based UPI service opens digital payments to non-smartphone users, forcing fintech founders to rethink market reach and product design beyond internet-dependent apps.

◆ Coverage

20 sources · first reported 31 Aug 2026 · latest 13 Sep 2026

◆ Topics

Fintechupifeature-phonesdigital-paymentsfinancial-inclusionphonepe