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Wire · technology

Digital payments without internet: PhonePe launches UPI service for feature phones

31 August 2026 · By · Wire by Fusion42

Published

31 August 2026

Topic

technology

◆ Sectors

Fintech

◆ Geography

India

◆ Source

Read at newindianexpress.com →

◆ Verified

Fusion42 · 31 August 2026 · Fusion42 review

PhonePe launched UPI 123Pay to enable digital payments on feature phones without internet using SMS-based technology, partnering with major feature phone brands in India to target over 200 million non-smartphone users.

This Wire brief sits within Fusion42's coverage of Fintech, and 3 sources have reported it.

◆ ◆ The Wire takeaway

You need to rethink digital payment strategies to include users without internet access, as PhonePe's SMS-based UPI service opens over 200 million feature phone users to seamless transactions. This unlocks a massive market previously unreachable with smartphone-centric apps.

◆ Coverage

3 sources · 31 Aug 2026

◆ Related on Wire

◆ Topics

Fintechupifeature-phonesdigital-paymentssms-technologyfinancial-inclusion