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Wire · operational-macro

AI can do for lending what UPI did for payments, RBI Governor Sanjay Malhotra says

11 August 2026 · By · Wire by Fusion42

Published

11 August 2026

Topic

operational-macro

◆ Sectors

Fintech

◆ Geography

India

◆ Source

Read at moneycontrol.com →

◆ Verified

Fusion42 · 23 August 2026 · Fusion42 review

RBI Governor Sanjay Malhotra stated that AI can expand lending by leveraging alternative data such as GST filings, cash flows, and payment records to evaluate borrowers new to credit, similar to how UPI revolutionised payments.

This Wire brief sits within Fusion42's coverage of Fintech.

◆ ◆ The Wire takeaway

AI-driven lending is opening credit markets previously unreachable by banks. You should explore embedding AI tools that use alternative data to tap this new borrower segment before legacy lenders catch up.

◆ Coverage

1 source · 11 Aug 2026

◆ Related on Wire

◆ Topics

Fintechai-lendingrbidigital-creditalternative-dataupi