AI Could Soon Pay Through UPI On Your Behalf. Here's How It May Work

NPCI is developing a Unified Agent Protocol (UAP) framework to enable trusted AI assistants to execute UPI payments on behalf of users within pre-authorised spending limits, pending RBI approval. This would allow agentic AI to complete transactions autonomously for bookings, purchases and services while maintaining user control and security safeguards.

This Wire brief sits within Fusion42's coverage of Fintech. Wire is Fusion42's founder-focused intelligence feed: each story is connected to the funds and startups it names — every one with a live profile on Raise or Scout — so founders can follow the capital and the momentum behind the headline rather than just the headline itself. Wire analysis is one of the live surfaces Arthur, Fusion42's AI co-founder, reasons over.