BoE's FPC and UK PRA Propose to Modernise the Bank Capital Framework

The Bank of England's Financial Policy Committee and Prudential Regulation Authority have proposed reforms to simplify the UK bank capital framework, including making systemic buffers releasable in stress, removing the countercyclical leverage buffer, and reducing minimum leverage ratio requirements from 3.25% to 3%. The changes aim to maintain financial resilience while addressing unintended consequences and improving buffer usability.

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