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United Kingdom: Consultation on Modernisation of Payments Regulation

UK Treasury launches consultation on modernising payments regulation, proposing to move large parts of the payments and e-money regime into FCA rulebook model and accommodate stablecoins, tokenised payments, and Open Banking within a more flexible regulatory framework.

This Wire brief sits within Fusion42's coverage of Fintech. Wire is Fusion42's founder-focused intelligence feed: each story is connected to the funds and startups it names — every one with a live profile on Raise or Scout — so founders can follow the capital and the momentum behind the headline rather than just the headline itself. Wire analysis is one of the live surfaces Arthur, Fusion42's AI co-founder, reasons over.

The Wire takeaway

If you're building in UK payments, tokenised assets, or stablecoins, the rules you're working around are about to move from statute to FCA handbook - faster to change, but also faster to tighten. File a response to this consultation by the deadline; what you say now shapes what you can build tomorrow.

Read the full story at lexology.com

Topics: Fintech · payments-regulation · stablecoins · fca-rulebook · open-banking · tokenised-payments · uk-fintech

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Verified 17 July 2026 · Sources: Fusion42 review