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Wire · operational-macro

UPI MDR rollout may be delayed until festive season ends

8 October 2026 · By · Wire by Fusion42

Published

8 October 2026

Topic

operational-macro

◆ Sectors

Fintech

◆ Geography

India

◆ Source

Read at indiatoday.in →

◆ Verified

Fusion42 · 10 October 2026 · Fusion42 review

NPCI is considering postponing the rollout of a 0.4% MDR on UPI transactions above Rs 2,000 to January 2027 due to requests from merchants and payments firms amid confusion over category-wise charges and concerns about the festive season impact on consumer costs.

This Wire brief sits within Fusion42's coverage of Fintech, and 2 sources have reported it.

◆ ◆ The Wire takeaway

You face a postponed regulatory cost impacting UPI transactions, giving you time to adjust pricing or customer messaging before higher charges apply in January. The festive season buffer opens a short window to prepare for mandated MDR fees without disrupting sales cycles.

◆ Coverage

2 sources · 8 Oct 2026

◆ Related on Wire

◆ Topics

Fintechupimdrnpcfintech-regulationpayments-delay