Tether Has Two Years Left to Bring USDT Into Compliance With the GENIUS Act

The GENIUS Act, signed by President Trump in July 2025, requires stablecoin issuers to maintain 1:1 reserves in liquid assets, register with the OCC, and comply with AML/KYC standards by January 2027, with a three-year transition window ending July 2028. Tether, headquartered in El Salvador with reserves including bitcoin and precious metals, cannot meet these requirements and is losing market share to compliant competitors like Circle's USDC and WLFI's USD1.

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