GENIUS Act at One Year: U.S. Stablecoin Rules Still Under Construction

One year after the U.S. GENIUS Act took effect, the OCC and FDIC are still drafting detailed implementing rules for stablecoin issuers on reserves, capital, custody, and AML/KYC standards. Non-compliant stablecoins face removal from U.S. markets by July 2028, creating a two-year compliance window with significant operational uncertainty.

This Wire brief sits within Fusion42's coverage of Fintech. Wire is Fusion42's founder-focused intelligence feed: each story is connected to the funds and startups it names — every one with a live profile on Raise or Scout — so founders can follow the capital and the momentum behind the headline rather than just the headline itself. Wire analysis is one of the live surfaces Arthur reasons over.