Wire · operational-macro
GENIUS Act Deadline Missed as U.S. Stablecoin Rules Remain Unfinished
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Fusion42 · 21 July 2026 · Fusion42 review
The GENIUS Act's one-year regulatory deadline for stablecoin rules expired on July 18, 2026, with only proposed regulations released; final rules remain incomplete despite the law's January 18, 2027 implementation date. Key unresolved issues include reserve asset requirements, state-regulator certification processes, and eligibility criteria for tokenised assets.
This Wire brief sits within Fusion42's coverage of Fintech, and 5 sources have reported it between 19 Jul 2026 and 22 Jul 2026.
◆ ◆ The Wire takeaway
You have six months to move from proposed rules to live compliance, but regulators haven't finished writing the rules yet—and key issues like BlackRock's tokenised asset eligibility are still open. Start now with the proposals as written; when final rules drop in autumn 2026, you'll have to pivot.
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5 sources · first reported 19 Jul 2026 · latest 22 Jul 2026
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