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When Debt Collection Crosses The Line: Defamation, Data Privacy And Section 124 Of The FCCPA.

Published

10 October 2026

Topic

regulatory

◆ Sectors

Fintech

◆ Geography

Nigeria

◆ Source

Read at thenigerialawyer.com →

◆ Verified

Fusion42 · 10 October 2026 · Fusion42 review

The article highlights the legal boundaries Nigerian digital lenders must respect during debt collection, focusing on defamation, data privacy, and Section 124 of the Federal Competition and Consumer Protection Act (FCCPA) 2018. It clarifies that lenders cannot use defamatory language or share private information unlawfully while pursuing debt recovery.

This Wire brief sits within Fusion42's coverage of Fintech.

◆ ◆ The Wire takeaway

You must overhaul your digital lending practices to avoid defamation and data privacy breaches under Nigerian law. Aggressive debt collection tactics risk legal backlash and loss of access to this growing market.

◆ Coverage

1 source · 10 Oct 2026

◆ Related on Wire

◆ Topics

Fintechdebt-collectiondefamationdata-privacyconsumer-protectionnigeria