Wire · technology
Credit and Privacy Are Coming to XRP Ledger: What Does It Mean for XRP Holders
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Fusion42 · 25 August 2026 · Fusion42 review
The XRP Ledger is launching native lending and privacy features through amendments XLS-0096, XLS-65, XLS-66, and XLS-70, enabling retail and institutional users to access DeFi functions natively without intermediaries, supported by partnerships with Clearpool and Cicada Partners.
This Wire brief sits within Fusion42's coverage of Crypto & Web3 and Fintech.
◆ ◆ The Wire takeaway
Integrating native lending and privacy tools directly into XRPL lowers barriers and opens liquidity access for retail holders alongside institutional players. You should explore direct wallet-level DeFi features as third-party dependencies diminish.
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1 source · 25 Aug 2026
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