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Wire · founder news, decoded · market

Aon expands data centre insurance programme to US$5bn amid capacity crunch

Published

20 July 2026

Topic

market

Sectors

AI InfrastructureCloud InfrastructureData Infrastructure

Geography

United States

Source

Read at insurancebusinessmag.com

Verified

Fusion42 · 20 July 2026 · Fusion42 review

Aon expands its data centre lifecycle insurance programme to US$5 billion in capacity as AI-driven infrastructure demand outpaces available coverage. Global data centre insurance premiums are projected to nearly double to US$24.2 billion by 2030, with lenders now requiring full replacement value cover as a condition of financing.

This Wire brief sits within Fusion42's coverage of AI Infrastructure, Cloud Infrastructure and Data Infrastructure. Wire is Fusion42's founder-focused intelligence feed: each story is connected to the funds and startups it names — every one with a live profile on Raise or Scout — so founders can follow the capital and the momentum behind the headline rather than just the headline itself. Wire analysis is one of the live surfaces Arthur reasons over.

The Wire takeaway

If you're building a data centre larger than US$5 billion in capital spend, you can now get the full-value insurance lenders require—but the market is still undersized for the next wave. You have a 12-18 month window before this capacity fills; move financing conversations forward now or lock cover early.

Related on Wire

Topics

AI Infrastructure · Cloud Infrastructure · Data Infrastructure · ai-infrastructure · insurance-capacity · data-centres · construction-risk · financing-constraint