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Aon expands data centre insurance programme to US$5bn amid capacity crunch

Published

20 July 2026

Topic

market

Sectors

AI InfrastructureCloud InfrastructureData Infrastructure

Geography

United States

Source

Read at insurancebusinessmag.com

Verified

Fusion42 · 20 July 2026 · Fusion42 review

Aon expands its data centre lifecycle insurance programme to US$5 billion in capacity as AI-driven infrastructure demand outpaces available coverage. Global data centre insurance premiums are projected to nearly double to US$24.2 billion by 2030, with lenders now requiring full replacement value cover as a condition of financing.

This Wire brief sits within Fusion42's coverage of AI Infrastructure, Cloud Infrastructure and Data Infrastructure, and 1 source has reported it.

◆ The Wire takeaway

If you're building a data centre larger than US$5 billion in capital spend, you can now get the full-value insurance lenders require—but the market is still undersized for the next wave. You have a 12-18 month window before this capacity fills; move financing conversations forward now or lock cover early.

Coverage

1 source · 20 Jul 2026

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Topics

AI InfrastructureCloud InfrastructureData Infrastructureai-infrastructureinsurance-capacitydata-centresconstruction-riskfinancing-constraint