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Aon expands data center insurance program to $5bn amid capacity crunch

Published

20 July 2026

Topic

market

Sectors

AI InfrastructureCloud Infrastructure

Geography

United States

Source

Read at insurancebusinessmag.com

Verified

Fusion42 · 20 July 2026 · Fusion42 review

Aon has expanded its data center lifecycle insurance program to $5 billion in capacity as AI-driven infrastructure demand outpaces available coverage. Global data center insurance premiums are projected to nearly double by 2030 to $24.2 billion, driven by hyperscaler capital spend exceeding $600 billion annually, with lenders now requiring full replacement value coverage as a financing condition.

This Wire brief sits within Fusion42's coverage of AI Infrastructure and Cloud Infrastructure, and 1 source has reported it.

◆ The Wire takeaway

If you're building or financing large AI data centers, you now have a path to full-value insurance coverage - but it's only available through Aon's program, and lenders are making it mandatory. The market still can't cover the largest projects; that gap is your risk.

Coverage

1 source · 20 Jul 2026

Related on Wire

Topics

AI InfrastructureCloud Infrastructuredata-center-insuranceai-infrastructurecapacity-crunchhyperscaler-financingrisk-capital