Wire · technology
UPI at 10: How Digital Payments Are Driving Financial Inclusion
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Fusion42 · 25 August 2026 · Fusion42 review
UPI has grown exponentially over ten years, driving financial inclusion in India by enabling frequent low-value digital payments for everyday purchases, expanding beyond smartphones to feature phones via UPI 123PAY, and enhancing participation through trusted delegated payment models.
This Wire brief sits within Fusion42's coverage of Fintech, and 37 sources have reported it between 20 Jul 2026 and 3 Oct 2026.
◆ ◆ The Wire takeaway
India's UPI system just proved that daily low-value payments can unlock financial participation for billions. You need to build payment tech that works for every user, including those on feature phones and with low connectivity.
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37 sources · first reported 20 Jul 2026 · latest 3 Oct 2026
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