Wire · technology
UPI transactions surge over 5 years; 12 countries adopt India's digital payment system
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Fusion42 · 23 July 2026 · Fusion42 review
India's UPI digital payment system has processed 24.2 trillion transactions in FY 2025-26 and expanded to 12 countries via NPCI International Payments Ltd, which launched in 2020 to help foreign institutions build UPI-like real-time payment infrastructure.
This Wire brief sits within Fusion42's coverage of Fintech, and 32 sources have reported it between 20 Jul 2026 and 2 Sep 2026.
◆ ◆ The Wire takeaway
If you're building fintech in Asia-Pacific, the Middle East, or Africa, UPI is now the payments rail your customers expect - and NPCI will help you wire it in at cost rather than let you build it yourself. That's a compression of your time-to-payment by 18 months.
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32 sources · first reported 20 Jul 2026 · latest 2 Sep 2026
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