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Wire · opportunities

Fintechs conquered payments in India. Now they're eyeing credit

11 September 2026 · By · Wire by Fusion42

Published

11 September 2026

Topic

opportunities

◆ Sectors

Fintech

◆ Geography

India

◆ Source

Read at cnbc.com →

◆ Verified

Fusion42 · 12 September 2026 · Fusion42 review

Fintech companies in India are expanding from digital payments to the credit market, leveraging data from digital transactions to improve access to small, unsecured loans especially for underserved consumers and micro, small, and medium enterprises.

This Wire brief sits within Fusion42's coverage of Fintech.

◆ ◆ The Wire takeaway

Indian fintechs are unlocking new credit opportunities by turning payment data into credit products within UPI, opening an underserved market that banks have missed. If you build credit scoring or lending tools, this is your moment to sell into India's booming digital credit arena.

◆ Coverage

1 source · 11 Sep 2026

◆ Related on Wire

◆ Topics

Fintechdigital-creditupifinancial-inclusionsmall-businessfintech-growth