Wire · regulatory
Revolut Gets Conditional Approval for U.S. Bank Charter
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Fusion42 · 4 September 2026 · Fusion42 review
Revolut received conditional approval from the Office of the Comptroller of the Currency for a U.S. national bank charter, advancing its plan to open a physical bank in the U.S. by 2027. The company is working on final approvals from the FDIC, Federal Reserve, and Comptroller's office, which will allow it to offer loans, credit cards, deposits, and cryptocurrency to U.S. customers.
This Wire brief sits within Fusion42's coverage of Fintech, and 4 sources have reported it.
◆ ◆ The Wire takeaway
You have a clearer path to enter the U.S. banking market as Revolut’s conditional approval lowers barriers for digital-first banks. This shift signals U.S. regulators are open to fintechs running full banks, opening a direct market access opportunity for your services.
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4 sources · 3 Sep 2026
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