Wire · opportunities
Revolut to reportedly launch US bank in 2027
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Fusion42 · 14 July 2026 · Fusion42 review
Revolut confirmed plans to launch a US banking operation in 2027 with FDIC-insured deposits, loans, credit cards, and crypto access, following its March 2026 application for a national banking licence. The company is confident of regulatory approval given direct engagement with the OCC and FDIC, and a shift toward more receptive US banking regulation.
This Wire brief sits within Fusion42's coverage of Fintech.
◆ ◆ The Wire takeaway
If you're building fintech infrastructure for US deposits, payments or credit — Revolut just proved the OCC will grant licences to foreign players, and you now have a customer with $500m to spend and over one million active US users. The competitive window for infrastructure suppliers to licensed players is closing fast.
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1 source · 14 Jul 2026
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