Revolut to reportedly launch US bank in 2027

Revolut confirmed plans to launch a US banking operation in 2027 with FDIC-insured deposits, loans, credit cards, and crypto access, following its March 2026 application for a national banking licence. The company is confident of regulatory approval given direct engagement with the OCC and FDIC, and a shift toward more receptive US banking regulation. If you're building fintech infrastructure for US deposits, payments or credit — Revolut just proved the OCC will grant licences to foreign players, and you now have a customer with $500m to spend and over one million active US users. The competitive window for infrastructure suppliers to licensed players is closing fast.