Wire · operational-macro
Can Banks Survive the End of Traditional Payment Fees?
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Fusion42 · 12 August 2026 · Fusion42 review
Regulatory and market changes are driving traditional payment fees down, repositioning payments as basic financial infrastructure rather than revenue-generating tolls. Banks must shift focus from transaction fees to monetising surrounding services like deposits, liquidity, and risk management to sustain revenue.
This Wire brief sits within Fusion42's coverage of Fintech.
◆ ◆ The Wire takeaway
Instant payment regulations in Europe have made charging extra for speed illegal, forcing you to stop relying on transaction fees and focus on broader financial services for revenue. This creates an urgent need to reshape your product offerings around deposits, liquidity, and data, not just payments.
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1 source · 11 Aug 2026
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