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Modernising Payment Services Regulation

UK Treasury has launched a public consultation on modernising payment services regulation to accommodate tokenised payments, Open Banking, and agentic payments whilst maintaining consumer protections. The consultation closes 6 October 2026.

This Wire brief sits within Fusion42's coverage of Fintech. Wire is Fusion42's founder-focused intelligence feed: each story is connected to the funds and startups it names — every one with a live profile on Raise or Scout — so founders can follow the capital and the momentum behind the headline rather than just the headline itself. Wire analysis is one of the live surfaces Arthur, Fusion42's AI co-founder, reasons over.

The Wire takeaway

If you build in UK payments - tokenised settlement, Open Banking integrations, or agent-based systems - you have 12 weeks to shape the regulatory rules that will define your margins and go-to-market. The consultation is open now; the final framework will lock in who competes and how.

Read the full story at gov.uk

Topics: Fintech · payments-regulation · tokenisation · open-banking · agentic-payments · uk-fintech · consultation

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Verified 15 July 2026 · Sources: Fusion42 review