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Wire · operational-macro

Payment aggregators push for fixed and direct share of UPI MDR

Published

27 August 2026

Topic

operational-macro

Sectors

Fintech

Geography

India

Source

Read at business-standard.com

Verified

Fusion42 · 27 August 2026 · Fusion42 review

Payment aggregators in India are pushing for a fixed and direct share of the merchant discount rate (MDR) on UPI transactions following a new law permitting MDR fees, aiming to secure revenue directly rather than through partner banks to cover merchant onboarding and servicing costs.

This Wire brief sits within Fusion42's coverage of Fintech.

◆ The Wire takeaway

You must anticipate direct revenue changes as payment aggregators push for a fixed MDR share on UPI transactions, sidestepping banks. This shift means revisiting your revenue models and contracts with partners to protect your margins.

Coverage

1 source · 27 Aug 2026

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Topics

Fintechupimdrpayment-aggregatorsnpcfintech-regulation