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Wire · operational-macro

UPI monetisation could spur merchant push, new banking products: Bank chiefs

Published

19 August 2026

Topic

operational-macro

Sectors

Fintech

Geography

India

Source

Read at cnbctv18.com

Verified

Fusion42 · 19 August 2026 · Fusion42 review

Banks in India view the proposed monetisation of eligible UPI merchant transactions as a new revenue stream that will drive merchant acquisition and enable new banking product offerings like credit and wallets for small transactions.

This Wire brief sits within Fusion42's coverage of Fintech.

◆ The Wire takeaway

Your fintech startup can now explore partnerships with banks eager to expand UPI merchant services and credit products as monetisation opens fresh revenue sources. This change shifts banks from cost bearers to active merchant acquirers, creating new openings in payment and lending markets.

Coverage

1 source · 19 Aug 2026

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Topics

Fintechupimerchant-paymentsbanking-productsdigital-paymentsindia