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Wire · operational-macro

AFC Urges FDIC to Adopt Risk-Based AML Rules for Stablecoin Issuers

Published

24 September 2026

Topic

operational-macro

◆ Sectors

Fintech

◆ Geography

United States

◆ Source

Read at thefintechtimes.com →

◆ Verified

Fusion42 · 24 September 2026 · Fusion42 review

The American Fintech Council (AFC) has urged the FDIC to adopt a risk-based, coordinated AML/CFT compliance framework for payment stablecoin issuers under the GENIUS Act, aiming to avoid duplicative regulatory burdens and promote clarity and technology neutrality in enforcement.

This Wire brief sits within Fusion42's coverage of Fintech.

◆ ◆ The Wire takeaway

Risk-based AML rules will lower compliance costs and complexity for stablecoin issuers while opening clearer pathways for market entry. You need to align your compliance systems with federal standards now to avoid fragmented oversight and costly duplications.

◆ Coverage

1 source · 24 Sep 2026

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◆ Topics

Fintechstablecoinsamlfdicregulatory-frameworkfintechgenius-act