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GENIUS Act Creates Stablecoin Regulatory Framework

Published

18 September 2026

Topic

regulatory

◆ Sectors

Fintech

◆ Geography

United States

◆ Source

Read at legis1.com →

◆ Verified

Fusion42 · 19 September 2026 · Fusion42 review

The GENIUS Act establishes the first comprehensive U.S. federal-state regulatory framework for payment stablecoins, defining issuer eligibility, reserve requirements, and a dual federal and state supervisory system with certification and annual recertification. Key regulatory implementation details remain open for rulemaking, including licensing processes and how the $10 billion threshold and waiver mechanisms apply.

This Wire brief sits within Fusion42's coverage of Fintech, and 2 sources have reported it between 18 Sep 2026 and 29 Sep 2026.

◆ ◆ The Wire takeaway

You must prepare for a new licensing regime and federal-state supervisor roles that could redefine market access for stablecoin issuers. Align your compliance and reporting systems now to navigate the $10 billion rule and certification process before the formal rule deadline.

◆ Coverage

2 sources · first reported 18 Sep 2026 · latest 29 Sep 2026

◆ Related on Wire

◆ Topics

Fintechstablecoinsregulationfintechus-policydigital-assets