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Wire · operational-macro

UPI MDR Rollout Deferred Until After Diwali, NPCI Says

13 October 2026 · By · Wire by Fusion42

Published

13 October 2026

Topic

operational-macro

◆ Sectors

Fintech

◆ Geography

India

◆ Source

Read at ndtvprofit.com →

◆ Verified

Fusion42 · 13 October 2026 · Fusion42 review

The rollout of merchant discount rates (MDR) on select Unified Payments Interface (UPI) transactions in India has been deferred until after Diwali by the National Payments Corporation of India (NPCI), postponing the planned implementation from October 15 to a later date to be announced.

This Wire brief sits within Fusion42's coverage of Fintech, and 44 sources have reported it between 15 Sep 2026 and 17 Oct 2026.

◆ ◆ The Wire takeaway

Payment startups focused on UPI transactions in India now have a brief runway to prepare for the MDR regulation. You need to revise pricing models and client communications before the new charges start post-Diwali.

◆ Coverage

44 sources · first reported 15 Sep 2026 · latest 17 Oct 2026

◆ Related on Wire

◆ Topics

Fintechupimdrnpcpaymentsindiaregulation