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Wire · operational-macro

MDR on UPI transactions above Rs 2000 deferred, new date to be announced after Diwali

13 October 2026 · By · Wire by Fusion42

Published

13 October 2026

Topic

operational-macro

◆ Sectors

Fintech

◆ Geography

India

◆ Source

Read at deccanherald.com →

◆ Verified

Fusion42 · 13 October 2026 · Fusion42 review

The implementation of a 0.4% Merchant Discount Rate (MDR) on UPI transactions above Rs 2,000 scheduled for October 15 has been deferred, with a new date to be set after Diwali by the National Payments Corporation of India (NPCI).

This Wire brief sits within Fusion42's coverage of Fintech, and 44 sources have reported it between 15 Sep 2026 and 17 Oct 2026.

◆ ◆ The Wire takeaway

You face a delay in cost changes for UPI transactions above Rs 2,000, buying you time to adjust pricing or customer messaging before fees apply. This pause opens a short window to renegotiate contracts or prepare tech updates before the MDR resumes.

◆ Coverage

44 sources · first reported 15 Sep 2026 · latest 17 Oct 2026

◆ Related on Wire

◆ Topics

Fintechupimdrnpcdigital-paymentsindia