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A New QR Code Standard Could Boost Instant Payments, X9 Committee Says

X9 Committee has released X9.150, a new standard for merchant-generated QR codes enabling secure instant payments across US banks and payment networks without separate protocols per network. The standard addresses a gap in interoperability that has limited QR code adoption for account-to-account payments.

This Wire brief sits within Fusion42's coverage of Fintech. Wire is Fusion42's founder-focused intelligence feed: each story is connected to the funds and startups it names — every one with a live profile on Raise or Scout — so founders can follow the capital and the momentum behind the headline rather than just the headline itself. Wire analysis is one of the live surfaces Arthur, Fusion42's AI co-founder, reasons over.

The Wire takeaway

You no longer need to build separate payment integrations for each network. X9.150 means a single QR code works across all US banks and wallets, cutting your integration work and letting you sell to merchants faster.

Read the full story at digitaltransactions.net

Topics: Fintech · instant-payments · qr-code-standard · interoperability · merchant-payments · account-to-account

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Verified 15 July 2026 · Sources: Fusion42 review