A New QR Code Standard Could Boost Instant Payments, X9 Committee Says

X9 Committee has released X9.150, a new standard for merchant-generated QR codes enabling secure instant payments across US banks and payment networks without separate protocols per network. The standard addresses a gap in interoperability that has limited QR code adoption for account-to-account payments. You no longer need to build separate payment integrations for each network. X9.150 means a single QR code works across all US banks and wallets, cutting your integration work and letting you sell to merchants faster.