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Wire · opportunities

AFC urges Oregon to revise proposed BNPL licensing rules

11 August 2026 · By · Wire by Fusion42

Published

11 August 2026

Topic

opportunities

◆ Sectors

Fintech

◆ Geography

United States

◆ Source

Read at thepaypers.com →

◆ Verified

Fusion42 · 23 August 2026 · Fusion42 review

The American Fintech Council urged Oregon to reconsider its proposed buy now, pay later (BNPL) licensing rules, arguing that current payday lending regulations do not align with the structure of BNPL products and recommending a formal rulemaking process for regulation.

This Wire brief sits within Fusion42's coverage of Fintech.

◆ ◆ The Wire takeaway

Oregon's move to apply payday lending rules to BNPL threatens to block straightforward market access for responsible BNPL providers. You need to engage local regulators now to shape rules that recognise BNPL's unique repayment model and avoid unnecessary compliance burdens.

◆ Coverage

1 source · 11 Aug 2026

◆ Related on Wire

◆ Topics

Fintechbnplregulationconsumer-financefintech-policyoregon