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Wire · operational-macro

EU central banks want MiCA's stablecoin deposit floor replaced

Published

23 September 2026

Topic

operational-macro

◆ Sectors

Fintech

◆ Geography

Europe

◆ Source

Read at altcoinbuzz.io →

◆ Verified

Fusion42 · 23 September 2026 · Fusion42 review

The European System of Central Banks proposes replacing MiCA's fixed stablecoin reserve deposit requirements with liquidity-based rules focusing on how quickly reserves can be converted to cash. This aims to reduce redemption pressure on individual banks by allowing highly liquid instruments beyond bank deposits, influencing the upcoming revision of the Markets in Crypto-Assets Regulation.

This Wire brief sits within Fusion42's coverage of Fintech.

◆ ◆ The Wire takeaway

Your euro stablecoin's access to cash just faces new rules that reward liquid assets over bank deposits. Move treasury holdings now to avoid liquidity squeeze risks tied to any single bank.

◆ Coverage

1 source · 23 Sep 2026

◆ Related on Wire

◆ Topics

Fintechstablecoinmicaescbeuroregulationliquidity