Wire · technology
SHG digitisation India's next UPI moment: Women's World Banking
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Fusion42 · 23 July 2026 · Fusion42 review
Women's World Banking argues that digitising credit history for 100 million women in Indian self-help groups (SHGs) could unlock formal finance access and create a "UPI moment" for inclusive lending. Currently, years of repayment discipline within SHGs remain invisible to banks due to lack of digital recording.
This Wire brief sits within Fusion42's coverage of Fintech.
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If you build credit-scoring or lending tech for India, 100 million women with proven repayment discipline are invisible to banks right now because their SHG loans aren't digitally recorded. That data layer, once built, becomes the rails every lender will need.
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1 source · 23 Jul 2026
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