AI, identity, real-time payments resetting cyber threat landscape: Re…

Indian government cyber authorities warn that financial institutions' shift to real-time payments, embedded APIs, AI-driven decisions, and identity-based access has created a distributed attack surface where trust-chain manipulation now poses greater risk than direct system compromise. Regulatory frameworks lag behind architectural changes, leaving a window that sophisticated threat actors are actively exploiting. If you're building identity, API gateways, or transaction controls for Indian fintech, your customer just got told their security model is obsolete. The gap between what regulators require and what the architecture actually is—that's where you sell now.