MeitY, CERT-In and Industry Partners Unveil New Cyber Threat Report |…

India's MeitY, CERT-In and industry partners released the Digital Threat Report 2025–26, warning that AI is accelerating cyber attacks on the banking, financial services and digital payments sector, with attack techniques now exploiting legitimate user sessions and approved workflows that regulators struggle to detect. The report found six of seven prior predictions have materialised, and the gap between new attack emergence and large-scale exploitation has compressed from years to weeks. If you're building fintech or payments infrastructure in India, your detection models just became obsolete: attackers are now hiding inside legitimate transactions and workflows, not breaking in from outside. You need to rebuild for anomaly detection within approved sessions, not just at the perimeter.