Wire · regulatory
Stablecoin Earning Not Dead: US Outlaws 'Crypto Dollar' Interest
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Fusion42 · 22 October 2026 · Fusion42 review
The US Office of the Comptroller of the Currency (OCC) approved final rules under the GENIUS Act that prohibit deposits and direct interest payments on stablecoins starting January 18, 2027, but permit crypto exchanges to pay bonuses on stablecoins under case-by-case regulatory oversight.
This Wire brief sits within Fusion42's coverage of Fintech, and 12 sources have reported it between 20 Oct 2026 and 22 Oct 2026.
◆ ◆ The Wire takeaway
You must adjust your business model to exclude direct interest payments on stablecoins but can explore offering bonuses as a legal workaround under strict regulatory review. Exchanges now face intense scrutiny over how they classify rewards, making compliance your immediate priority.
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12 sources · first reported 20 Oct 2026 · latest 22 Oct 2026
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